In an industry where integrity is often overshadowed by numbers, Yasmin Pena stands as a beacon of truth, leadership, and transformation.
As the founder of Yasmin Peña & Associates (YPA) and the visionary creator of the Millionaire Agent DNA with Metamorphosis, Pena has spent more than 13 years redefining the financial protection landscape. Her work goes far beyond policies and commissions. It is rooted in empowering families, uplifting agents, and setting uncompromising standards of professionalism across the United States.
Her journey began with a powerful realization. Hispanic families and aspiring agents were missing one essential element: access to honest, transparent, and actionable financial guidance. Families were making life changing decisions driven by fear or misinformation, simply because no one had taken the time to educate them properly.

At the same time, Yasmin witnessed talented agents leaving the industry due to a lack of guidance, structure, and real leadership. With over a decade of study, hands-on practice, and proven results, she realized her experience needed to become something bigger than herself.
That sense of responsibility led to the creation of Yasmin Peña & Associates, a firm built to elevate the industry while protecting, guiding, and empowering Hispanic families through ethical financial education and transformational leadership.

Through Metamorphosis, her groundbreaking training system, Yasmin has transformed countless agents into respected leaders. The program equips them not only with skills, but with purpose. As YPA continues to expand beyond Florida and prepares for international growth, her mission remains clear: to transform lives through knowledge, humility, and heart-centered leadership.
In this CEO Times exclusive, Yasmin Peña shares her journey, her vision for the financial industry, and the values that continue to guide her as she builds a legacy of ethical leadership and meaningful global impact.

Interview
1. What pivotal moment inspired you to transition from being a top financial protection producer to founding Yasmin Peña & Associates?
For years, I worked with hundreds of Hispanic families who had no access to real, clear, and honest financial information. Many families were making decisions based on fear or misinformation simply because no one had taken the time to educate them.
At the same time, I watched talented agents walk away from the industry due to a lack of guidance, structure, and true leadership. That is when I realized that my experience, more than a decade of study, practice, and proven results, needed to become something bigger than myself.
I felt a responsibility to create a space where I could educate my community while also developing ethical, professional, and well-prepared agents who could serve them correctly. That is how Yasmin Peña & Associates was born, out of the need to elevate the industry and the mission to protect, guide, and empower Hispanic families through proper financial education and transformational leadership.
2. Can you share the vision and driving force behind creating the Millionaire Agent DNA with Metamorphosis?
The vision behind the Millionaire Agent DNA came from a very clear intention: to condense my 13 years of hard-earned experience into a system that allows other agents to achieve extraordinary results in a much shorter time.
This industry is very closed off, and the truth is harsh. Ninety-eight percent of agents quit because they simply do not have the right tools.
My mission with Metamorphosis is to change that. I want to create successful, prepared, ethical agents with a real sense of purpose. People capable of transforming their own lives and the lives of the families they serve.
Metamorphosis exists to reshape mindsets, expand possibilities, and show that this career can be built with consciousness, integrity, and excellence.
3. Your system is known for transforming careers. What makes it so effective in turning agents into industry leaders?
The answer is simple: ethics and professionalism.
That is what I teach, and that is what makes the difference. A true leader in this industry does not work for commissions or money. A true leader works for the impact they create in someone’s life.
When an agent understands this, their entire career transforms. When they operate with ethics, professionalism, and purpose, they become real leaders who are respected, trusted, and sustainable over time.
4. Over more than a decade, how have you seen the financial protection industry evolve, and how has Yasmin Peña & Associates adapted to stay ahead?
The industry has evolved tremendously, especially through social media. There is more information available than ever before, and that can be both good and bad.
At YPA, we have stayed ahead by constantly studying, preparing, and always telling people the truth. We highlight the good in the industry through ethics, professionalism, and transparency. That commitment is what has kept us relevant and trusted over the years.
5. Being recognized and trusted by high-profile figures is no easy feat. What is the secret to earning and keeping that trust?
The key is simple. When someone sits with me, famous or not, they come seeking guidance and expertise. I do not measure anyone by their fame or their bank account.
Many public figures are used to people trying to take advantage of them. But when they sit with me, they see that I treat them like any other woman, just like myself. That authenticity, and never trying to exploit anyone, is what builds real and lasting trust.
6. How has YPA expanded beyond Florida to make a national impact, and what is next for its reach?
Our national expansion has been possible through social media, not to entertain, but to educate, instruct, and bring clarity and value.
What is next is going even further. The international market is the next step.
7. If you could break down the essential qualities every agent must have to succeed, what would they be?
The most essential quality is one that very few people practice: listening.
When you truly listen to the person in front of you, you recognize their real problem, and only then can you provide the correct solution. It is very simple. Listen more than you speak.
8. How has your media exposure shaped public perception of YPA and your mission?
Everything has been shaped around one core principle: truth.
My content adapts to the real issues I see, especially within the Hispanic community where misinformation is far too common. My mission is always to deliver clear, honest, and precise information so people can make the right decisions for themselves and their families.
9. What values and principles guide your leadership style at Yasmin Peña & Associates?
Three words define my leadership: knowledge, humility, and honesty.
These principles guide my life, my leadership, and my entire organization.
10. With everything you have achieved, what is the next major goal you are working toward, and what legacy do you hope to leave behind?
My next major goal is to take my message and my system to the international level. I want to continue forming agents grounded in ethics and professionalism, because this industry needs more conscious leaders and less improvisation.
My legacy would be to show that lives can be transformed with the right information, with true listening, with humility, and with serving from the heart. I want to leave behind a generation of prepared agents who educate, protect, and uplift their communities.

